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Our team would love to connect and answer any questions you have.
Rucker Investments LLC, a Delaware limited liability company (“Rucker Investments,” “we,” “us” or “our”) is committed to protecting your privacy and the personal information you entrust us with.
When we use the term, “Personal Information,” we mean information or data that directly or indirectly identifies, describes, relates to or is reasonably capable of being associated with or can reasonably link to a particular individual, consumer or household.
When we use the term “Service(s)” we mean, collectively:
1. HOW WE COLLECT YOUR PERSONAL INFORMATION
We may collect your Personal Information through different means, when you:
2. TYPES OF PERSONAL INFORMATION WE COLLECT
We may collect the following types of Personal Information:
Types of Information You May Provide to Us:
Types of Information We Collect Through Technology: When you use our Site, we use technology such as Google Analytics to gather information on how visitors are using the Site and Services. Specifically, we use technology to gather information about the following:
An IP address is a number automatically assigned to your computer whenever you access the Internet. IP addresses allow computers (including mobile devices and tablets) and servers to recognize and communicate with one another. We collect IP address information so that we can properly manage our system and gather information about how our site is being used. This includes the device type and browser you are using, location data, the pages you are viewing and your interactions on the page. Your IP address may be associated with records containing Personal Information. We collect details of visits to our Site, including the volume of traffic received, logs and the resources that you have accessed. We may also collect certain location information such as your mobile device’s GPS signal, or information about nearby WiFi access points and cell towers. (Please also see our “Cookies Notice”.)
Types of Information We Collect from Third Parties: Our Affiliates (defined below) may submit (or cause to be submitted) Personal Information to us, which may include names, aliases, physical addresses, social security numbers, license numbers, signatures, telephone numbers, insurance policy information, education and employment background, bank accounts, credit cards, dates of birth and other financial information. Our Business Partners may submit analytics, enhancing data and Opportunity leads. When we use the term, “Affiliate(s)” we mean an independent third party with whom we do business, including without limitation, leasing and financing brokers, equipment vendors, dealers, and manufacturers; referral agencies; financial and lending institutions; as well as any entity that we directly or indirectly, control, or are controlled by, or are under common control with.
3. HOW AND WHY WE USE YOUR INFORMATION
We only collect the information reasonably necessary to respond to inquiries about our Services, to provide you the Services, to carry out our operations, as required by law, and for the other legitimate business purposes, under applicable laws, as provided below:
We do not monitor or profile the visitors to our Site or collect, in any automated manner, any special categories of sensitive Personal Information about you. No automated decision-making, including profiling, is used when processing your Personal Information.
Additional Uses of Personal Information:
In addition to the uses described above, we may use your Personal Information for the following purposes if we engage in providing you with Services. Some of these uses may, under certain circumstances be based on your consent, may be necessary to fulfill our contractual commitments to you, or are necessary to serve our legitimate interests in the following business operations:
4. HOW WE SHARE AND DISCLOSE PERSONAL INFORMATION
We may disclose aggregated information that does not identify any individual (and therefore, is not deemed to be Personal Information) without restriction. We share Personal Information with the following categories of recipients:
Business Transfers: When applicable, we may share your information in connection with a substantial corporate transaction, such as the sale of a Site, a merger, consolidation, asset sale, or in the unlikely event of bankruptcy.
With Your Consent or at Your Direction: We may share information for any other purposes disclosed to you at the time we collect the information or pursuant to your consent or direction.
Other Legal Reasons: In addition, we may use or disclose your Personal Information as we deem necessary or appropriate: (1) under applicable law; (2) to respond to requests from public and government authorities including public and government authorities; (3) to pursue available remedies or limit damages we may sustain; (4) to protect our operations or those of any of our Affiliates; (5) to protect the rights, privacy, safety or property of Rucker Investments, our Affiliates, you and others; and (6) to enforce our agreements, terms and conditions.
We keep Personal Information on file and except as otherwise provided for herein, do not share, sell, license or transmit this information to third parties or external vendors unless required to do so by legal, judicial or governmental proceedings, or to provide the Services requested.
5. INFORMATION SECURITY FOR PROTECTION OF YOUR PERSONAL INFORMATION
We use reasonable organizational, technical and administrative measures to maintain the privacy and security of your Personal Information within our organization. Accordingly, we prevent unauthorized access by a secure firewall and use of security technologies to protect the integrity and privacy of any Personal Information you provide. Although we work hard to protect your Personal Information, Rucker Investments cannot guarantee the security of any information you transmit to us through online forms and applications, and you do so at your own risk. The Site is not designed to store sensitive personal information such as financial, health or educational records and you should not use the site for that purpose. Please note that email is considered a nonencrypted (and therefore nonsecure) form of communication, and it can be accessed and viewed by others without your knowledge and permission. For that reason, to protect your privacy, please do not use email to communicate information that you consider confidential. Unfortunately, no data transmission or storage system can be guaranteed to be secure at all times. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the “How to Contact Us” section below. We will let you know promptly if a breach occurs that may have compromised the privacy or security of your information.
6. RETENTION OF PERSONAL INFORMATION
7. CAPACITY / CHILDREN
This Site is only intended for individuals who are at least 18 years of age. We do not knowingly encourage or solicit visitors to this Site who are under the age of 18 or knowingly collect Personal Information from anyone under the age of 18 without parental fiduciary consent. If we learn we have collected or received Personal Information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us in accordance with the “How to Contact Us” section below.
We are committed to complying with the Children’s Online Privacy Protection Act (COPPA). Our Service is not directed to children under the age of 13 and children under the age of 13 are not to use the Site or provide any information to our Service without express parental consent. We do not knowingly collect personal information from children under the age of 13. If we receive personal information that we discover was provided by a child under the age of 13, we will promptly destroy such information.
California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see YOUR CALIFORNIA PRIVACY RIGHTS for more information.
8. FINANCIAL INFORMATION
Rucker Investments uses the financial information that you provide directly to us, or that you direct third parties to provide to us. We also access publicly available financial information. We may collect personal financial information of individuals who are guarantors of financial transactions. We use and may share such information with our Affiliates, auditors, financers, funding sources and third-party vendors to provide our Services to you.
9. EMAIL MARKETING
We may periodically send you marketing communications and alerts by email in addition to our transactional emails that we may send to businesses associated with the Opportunities. To help improve our Marketing Activities, we often receive a confirmation when you open an email or click on a link included in one of these emails, if your computer supports such capabilities. If you prefer not to receive these marketing email communications and alerts, instructions on how to unsubscribe from these communications and alerts are included in each email.
10. YOUR PERSONAL INFORMATION CHOICES
You have choices in how your Personal Information is used and shared. You have the right to:
How to Request Deletion of Personal Information and Certain Exceptions to Deletion Request Rights: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
Choice and Opt-Out:
Exercising Access, Data Portability and Deletion Rights: To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us as provided in the section titled, “How to Contact Us,” below.
Verification of Your Identity: Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may make a verifiable consumer request for access or data portability twice within a 12-month period. You must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
11. WITHDRAWAL OF YOUR CONSENT
Where you have provided consent to process personal information, you have the right to withdraw such consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal. You may do this by contacting us as set forth in the “How to Contact Us” section below.
12. RESPONSE TIMING AND FORMAT
We endeavor to respond to a verifiable consumer request within thirty (30) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.
If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
13. COOKIES NOTICE
What are Cookies and why are Cookies used: A “Cookie” is a piece of data that a website can send to your browser, which may then be stored on your computer as a tag that identifies your computer. While Cookies are often only used to measure website usage (such as number of visitors and duration of visit) and effectiveness (such as topics visitors are most interested in) and to allow for ease of navigation or use and, as such, are not associated with any personal information, they are also used at times to personalize a known visitor’s experience of a website by being associated with profile information or user preferences. Over time this information provides valuable insight to help improve the user experience.
Cookies on our Sites are generally divided into the following categories:
Necessary Cookies. These Cookies are necessary to provide you with our Services and to use some of their features, such as access to secure areas. Because these Cookies are strictly necessary to deliver the Services, you cannot refuse them without impacting how our Services function. These Cookies do not collect identifying information about you, and they do not monitor or remember any of your internet browsing on sites other than Rucker Investments’ Site.
14. YOUR CALIFORNIA PRIVACY RIGHTS
To the extent that the California Consumer Privacy Act (CCPA) applies to us and to you, you have the following rights:
To exercise your “right to know” or your “right to request deletion,” please contact us as provided in the section titled, “How to Contact Us,” below.
Please note that to protect your information and the integrity of our Services, we may need to verify your identity before processing your request. In some cases, we may need to collect additional information to verify your identity, such as a government issued ID.
In general, you should expect to receive a response within 45 days of the date we receive your request. Under the CCPA, you are limited to two requests during any 12-month period. Under the CCPA, you may exercise these rights yourself or you may designate an authorized agent to make these requests on your behalf. We may request that your authorized agent have written permission from you to make requests on your behalf and may need to verify your authorized agent’s identity.
As of January 1, 2020, under the California Consumer Privacy Act (CCPA), California Residents have the right to request the following information from Rucker Investments by emailing email@example.com and Rucker Investments will provide the following information to you upon verification of your identity:
You may opt out of any marketing by us and from the disclosure of your Personal Information to third parties.
Personal Information Sales Opt-Out And Opt-In Rights: If you are 16 years of age or older, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers whom we actually know are less than 16 years of age, or any consumer.
Non-Discrimination: If you elect to exercise any of your rights under CCPA, Rucker Investments will not discriminate against you for exercising any of your CCPA rights. Unless otherwise permitted by the CCPA, we will not: deny you goods or services, charge you a different price or rate for our goods or services, or provide you a different level or quality of goods or services because you exercised such rights. Under the current definition of CCPA, Rucker Investments does not sell your Personal Information.
Other than as provided above, we may offer you certain financial incentives, as permitted by the CCPA, in exchange for your giving us certain information, which incentives may result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.
Types of Information We Have Collected in the Past Twelve (12) Months:
In particular, we collect the following categories of personal information, from businesses, authorized users, and visitors to our Sites, within the last twelve (12) months:
A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, dates of birth, or other similar identifiers.
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
A name, signature, Social Security number, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
Some personal information included in this category may overlap with other categories.
C. Protected classification characteristics under California or federal law.
National origin, citizenship, marital status, medical condition, physical or mental disability, sex (or gender identity), veteran or military status.
D. Commercial information.
Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
G. Geolocation data.
Physical location or movements of financed equipment.
I. Professional or employment-related information.
Current or past job history or performance evaluations.
15. RESIDENTS OF THE EUROPEAN ECONOMIC AREA, THE UNITED KINGDOM AND SWITZERLAND
If you are a resident of the European Economic Area (EEA), United Kingdom (UK) or Switzerland, your personal information will be treated in a secure and confidential manner in compliance with all applicable privacy laws and regulations, including the European General Data Protection Regulation (“GDPR”). Depending on the context in which personal information is provided, Rucker Investments may be the data processor (“processor”) or data controller (“controller”) of your personal information. In most instances, Rucker Investments is a processor of personal information submitted to the Site or collected through the Site on behalf of or at the direction of the businesses associated with the Opportunities. The Data Subject owns the data submitted to the Service. If a business requests that Rucker Investments remove the personal information, we will respond to the request within 30 days.
16. RESIDENTS OF CANADA
If you are a resident of Canada, your personal information will be treated in a secure and confidential manner in compliance with all applicable privacy laws and regulations including the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Canadian Consumer Privacy Protection Act (CPPA) and related federal and provincial privacy laws, as applicable. We may collect Personal Information about individual guarantors. The term “Personal Information,” as defined in PIPEDA, means information about an identifiable individual. It may include unique details about an individual such as name and address, age and gender, personal credit records, social insurance number and personal identification numbers including driver’s license, passport and or other government issued identification. We obtain your individual consent for the use of such Personal Information. Please note that you cannot withdraw your consent to the collection, use and disclosure of your Personal Information if we are legally required to collect, use or disclose your Personal Information. Withdrawing your consent in certain situations may also mean that we may not be able to provide our clients with the products or services they request. We do not sell the names or other Personal Information provided to us by our Customers. We do not disclose the names or other Personal Information provided to us by our Customers to companies unaffiliated with us. You may direct any complaints, questions or enquiries with respect to the privacy principles outlined above or about our practices by contacting:
Rucker Investments LLC
900 Cummings Center, Suite 226-U
Beverly, MA 01915
17. LINKS TO OTHER SITES
19. HOW TO CONTACT US
Our team would love to connect and answer any questions you have.
Megan Martin is the Executive Assistant at Rucker Investments, where she plays an important role in supporting the company’s leadership team and ensuring smooth day-to-day operations. With her unwavering dedication, exceptional organizational skills, and keen attention to detail, Megan is the driving force that keeps the company’s administrative processes finely tuned.
Associate General Counsel
Daniel serves as Rucker Investments’ Associate General Counsel, where he advises on issues ranging from compliance and regulatory matters to investments and acquisitions. Prior to joining Rucker, Daniel was a corporate attorney in private practice, where he advised business clients on transactional matters related to mergers and acquisitions, private equity and venture capital transactions, fund formation, structuring issues, contract drafting, and corporate governance.
Daniel attended UNH Franklin Pierce School of Law, where he graduated magna cum laude and served as Chief Articles Editor for UNH Law Review. Prior to attending law school, he played professional ice hockey in France after graduating from Saint Michael’s College, magna cum laude, where he was a member of the school’s ice hockey team and admitted to Phi Beta Kappa. While at St. Mike’s, he also co-founded Hope Happens Here, a 501(c)(3) that promotes mental-health awareness and wellness, particularly amongst student-athletes. Daniel lives in Windham, New Hampshire, with his wife, and can often be founding hiking in the White Mountains on the weekends.
Director of Artistic Content
Junior Business Analyst
Junior Business Analyst
Josh rucker holds the position as a junior business analyst at Rucker Investments. He graduated from Curry College in 2020 with a degree in psychology. Alongside his role at Rucker Investments, Josh is Collateral Specialist at NFS Leasing, Inc. At NFS, he is responsible for analyzing equipment as part of our credit underwriting process and supporting off-lease equipment sales. Prior to accepting this role, Mr. Rucker served in the warehouse,
learning about the types of collateral utilized at NFS Leasing. Josh lives in Worcester, Massachusetts, and can often be found at Worcester Railers games.
Junior Business Analyst
Jacob Rucker is a business analyst specializing in private equity deals with a focus on the manufacturing industry, capital markets investing and trading, and commercial real estate transactions. With expertise in these areas, he plays a crucial role in facilitating successful business transactions and investments. He graduated from Northeastern University in 2023 with a BSBA in Business Administration and a minor in Spanish. Prior to his role as a
business analyst at Rucker Investments, he held a position as a Private Wealth Management Co-Op at Goldman Sachs in their Boston office. Jacob lives in Danvers, Massachusetts, and enjoys playing pickup soccer and morning ice plunges.
Senior Business Analyst
Jessica Rucker holds the position of Senior Business Analyst at Rucker Investments. She has extensive experience in credit analysis from her tenure at Loomis Sales in the Boston office. She assists on commercial real estate transactions. She graduated from Bentley University with a dual degree in Economics and Finance in 2018. Jess lives in New York City, New York with her dog Marley.
Director of Facilities
Stephen Quist is the dedicated Director of Facilities at Rucker Investments, overseeing the management and maintenance of a diverse portfolio of properties, including residential, commercial, and industrial assets across New England. With a deep understanding of facility management and a strong commitment to ensuring the functionality and safety of these properties, Stephen plays a crucial role in the company’s operations.
Stephen’s extensive experience in facility management, combined with his exceptional organizational skills, makes him the ideal leader for this multifaceted role. His attention to detail and ability to navigate the unique challenges of different property types contribute to the overall success of Rucker Investments. Stephen’s unwavering dedication to maintaining and improving these properties reflects his commitment to excellence, ensuring they remain valuable assets for both the company and the communities they serve.
Stephen Cangemi is a seasoned financial professional, serving as the Senior Accountant at Rucker Investments. With over a decade of dedicated experience in the field of accounting, Stephen brings a wealth of expertise to his role. He graduated from Salem State
University with a Bachelor of Science in Business Administration, with a specialization in accounting, laying the foundation for his successful career. Stephen’s commitment to excellence and his unwavering dedication to his craft make him an integral part of the team, contributing significantly to Rucker Investments’ financial stability and success.
Patrick Mackey holds a pivotal role as a professional in the legal and business realms, making significant contributions as part of the Rucker Investments team. Armed with a JD from Suffolk University Law School and a MBA from Babson F.W. Olin Graduate School of Business, Patrick brings a unique blend of legal expertise and business acumen to the company.
Vice President & General Counsel
Joseph Morales is the Vice President and General Counsel at Rucker Investments, where he plays a pivotal role in ensuring legal compliance and providing invaluable legal counsel to the company. He earned his Juris Doctor (JD) degree from the University of Connecticut School of Law, solidifying his legal expertise and commitment to excellence. Joe currently lives in Maine with his wife and children.
Vice President of Finance
Jen Barys is the Vice President of Finance at Rucker Investments, where she plays a pivotal role in managing the company’s financial operations. Jen earned her degree from the Isenberg School of Management at UMass Amherst. Her educational background is
complemented by over seven years of experience in public accounting, during which she honed her financial expertise and analytical skills.
As a Certified Public Accountant (CPA), Jen brings a meticulous and detail-oriented approach to her role, ensuring the financial health and integrity of Rucker Investments. She continues to drive the company’s financial strategies and success, positioning Rucker Investments for continued growth and prosperity. Jenny currently lives in Saugus with her fiancé and dog named Luke.
Mark Blaisdell is a seasoned financial expert, currently serving as Senior Advisor at Rucker Investments. With a rich background in finance, Mark has accumulated a wealth of experience that spans various aspects of the industry. Prior to his role at Rucker Investments, he excelled as a Senior Advisor and Chief Financial Officer at NFS Leasing.
Mark’s journey in finance began at the University of Lowell. His extensive knowledge and experience continue to drive the company’s success, making him an integral part of the team.
Susan Rucker is a proud mother of 5 children and plays a pivotal role as the interior designer, front-office manager, and administrator for various entities under the Rucker Investments umbrella. Prior to working for Rucker Investments, she held a position at Verizon Wireless as an advertising manager. She grew up in Somerville, Massachusetts. Susan currently lives in Danvers, Massachusetts and spends summer in Wells, Maine.
Cliff Rucker is the Founder and Chairman of NFS Leasing, Inc. a privately-held leader in equipment finance across the U.S and Canada. Mr. Rucker is the Principal owner of Porzia Properties, a diversified real estate holding company with retail, industrial, residential, and office properties.
Mr. Rucker is the owner and governor of the Worcester Railers Hockey Club, a minor league (ECHL) professional hockey team as well as owns several hospitality and entertainment venues including the Worcester Palladium, Off The Rails Music Venue & Restaurant, the Fidelity Bank Worcester Ice Arena, and The District Wood Fired Kitchen.
Mr. Rucker owns Rucker Investments, a private equity firm. Holdings include a broad and diversified portfolio in targeted sectors including private equity, real estate, sports, entertainment, and hospitality.
Mr. Rucker was the Founder and CEO of NEXL, a national provider of IT services and outsourcing. Mr. Rucker oversaw the successful sale of NEXL to publicly traded NASDAQ Company MTM Technologies in 2005.
Mr. Rucker resides in Massachusetts’ North Shore with his wife and five children. Mr. Rucker holds a Bachelor of Arts degree in International Relations from Tufts University and has been involved in numerous philanthropic endeavors throughout his career.